Stock · Sales · Credit

Know what you are owed.
Know what you owe.

Traders rarely buy everything with cash. Goods arrive on credit, and they leave on credit. KMB-Talk keeps that whole web straight — every supplier, every debtor, every franc and every dollar — so you can answer “where do we stand?” without opening a notebook.

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Free to start
Works on a weak connection
English & Français

The part other tools miss

Stock you did not pay for yet

Most inventory apps assume you bought your stock outright. Yours often arrives from another trader on credit — and leaves the same way. That is three balances moving at once, and it is where a paper book starts to lie.

Another trader

Supplier

Gives you goods on credit

Your books

You

Hold stock from both sides

Trader or seller

Debtor

Takes goods on credit from you

Received on credit: Record what a supplier handed you and what you agreed to pay. The balance you owe them moves in the same step — you never post a debt twice or forget one.
Sold, supplier stock first: When the same product sits in both piles, a sale draws down the supplier’s stock before your own. Debt clears before your capital does, which is the order that keeps you solvent.
Given on credit: Consign goods to another trader and nothing moves until they confirm receipt. On confirmation the stock leaves your shelf and lands on their books, with the balance to match.

What it keeps

A book that argues back

Not a spreadsheet with your name on it. The rules that keep a trading book honest are built in.

Francs and dollars, reconciled

Cash in the till is francs. Value is often reckoned in dollars. KMB-Talk holds both rates — the system rate your books run on and the market rate you actually pay when you change money — so profit and cash agree instead of quietly drifting apart.

A warning before you sell at a loss

Price a sale at or below what the goods cost you and the app stops and shows the loss before it is recorded. You can still go ahead — sometimes you must — but never by accident.

People who sell for you

Hand a batch of stock to someone selling in the street. When they come back, the app counts what sold, what is left and what cash is due, settles the cycle, and can pay commission on the value they moved.

Exactly what each person may touch

An employee gets only the parts of the app you open for them. Pulling cash out and moving the exchange rate stay with the owner — no role can grant either.

Built for the counter, not the desk

It has to work where you work

When the signal drops

Sales are recorded on the phone and queued. They sync themselves in order when the connection comes back.

On a slow link

Screens paint from what was last loaded and refresh quietly behind you, instead of blocking on a spinner.

On paper

Print a receipt to a 58 mm Bluetooth thermal printer, or share it as a file when there is no printer.

Phone and web

The phone app for the counter and the road; the web dashboard for the long view — the same books, either way.

Open your book

Create an account, add what is on your shelf, and record the first sale. Nothing to install to try it on the web.

Create an account I already have one Go to dashboard